At LendCare, we know that people sometimes need a hand when their budget or bank account isn't enough to get them through tough times.

For instance, let's say your child gets hit in the face at school and needs emergency dental care to fix a broken tooth. That could cost an average Canadian $100 to $1,000 (the total cost depends on how much work must be done to repair the damage).

Another example would be a car that breaks down the same week you're due to drive across the country for your best friend's wedding; while there are infinite amounts of possible root causes, new engines (one possibility) start at around $4,000. In both cases, the borrower is put in a position where they must pay an unexpected cost that may not be possible.

This is where our brand-new consumer financing pages come in. You can now go to our website and apply for financing for auto repairs, veterinary care, and general health care instead of just asking and waiting for an answer. The best part? You won't have to wait in suspense because you'll get almost instant approval.

This means you can go ahead and make that dentist or mechanic appointment and get on with the essential things in life.

What does our financing cover? Our auto repair loans cover a bevy of ordinary repairs and maintenance measures that are not the result of a collision—from seasonal tire changes and alignments to common mechanical issues. Our healthcare loans cover a few specific areas:

• Elective and cosmetic procedures, like rhinoplasty, weight loss surgery and liposuction.
• Dental procedures, including dental implants and braces to crowns and veneers.
• Optometric, vision-related expenses, like Lasik and cataract surgery.

Lastly, our vet care loans cover routine and emergency treatments like vaccinations, neutering, and more serious surgical procedures.

What is the process?

We like to keep things easy for partners and borrowers. To apply for financing, you can visit the consumer page that best suits your need and click apply now. You'll get a quick decision and, depending on which type of loan you're applying for, can expect a phone call from our team to help direct you to an appropriate garage, clinic, etc.